PennyFlo

PennyFlo is a comprehensive AI-powered financial tool designed to manage, streamline, and automate cash flow activities for SMEs, startups, and freelancers. The tool integrates with your bank accounts to facilitate payments to vendors, receiving payments, and effortless reconciliation. It offers features such as cash forecasting and cost control & budgeting. Cash Forecasting visualizes your cash flow for near future scenarios, enabling you to make informed decisions. The Cost Control & Budgeting feature tracks financials and provides control over spending, a feature that enables team collaboration and direct cash management. Additionally, PennyFlo provides Connected Banking by offering seamless integrations and managing all your bank accounts, accounting platforms, and payment gateways in a single workspace. The tool also automates payments, collections, and reconciliations, reducing the risk of errors whether you’re processing 1 or 1000 payments. Furthermore, PennyFlo includes offerings such as PennyPay, an AI-powered payment gateway, and PennyCollect, designed for speeding up collections and reducing late payments. With the aim of making cash flow the heart of your financial management, PennyFlo offers an all-in-one solution for improving and maintaining a sustainable and profitable business.